12/29/2011

The workers compensation doesn't always work the way it's supposed

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By Michaelle Wallner


Receiving workers compensation for an injury sustained is more often than not a straight forward process and should not need the services of a Los Angeles workers compensation lawyer. However there might be occasions when a hurt victim does not get the full and fair compensation that they merit, and this is when a lawyer can step in.

Workers compensation was initially set up to protect workers who had been wounded whist at work. Previous to this, anyone that was wounded and had to take time off the job for recovery, found themselves financially far worse off. Presently when someone is wounded payment is provided by the company's insurance carrier and it's they who decide as regards whether a claim is denied or authorized. Workers compensation is categorised as a 'no blame ' policy whereby no blame is attached for the accident unless the party is deemed way culpable. When that occurs a separate claim can be filed. Under normal circumstances money should be forthcoming in around 72 hours from the time of the reported accident to pay for medical expenses and to cover loss of salary while in recovery.

A workers comp attorney Los Angeles explains that on the whole workers compensation works and works very well, however it can also be open to abuse and this is when a workers comp attorney who understands the system can be useful.

In the state of California it is law for all bosses who employ one or more folk to take out a workers comp policy to protect their workers. Much like vehicle insurance fees, the more claims that are made, the higher the company's payments will be. Some sneaky bosses will do whatever they can to bypass the employee making a claim and a few of these are as follows:

- Failing to pass the claim up to the insurance carrier
- Purposely loosing the claim
- Stalling for time so the complainant is too late to make a legitimate claim
- Suggesting there is a difficulty with the claim
- Not keeping up payments on their policy and so it has lapsed.




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