2/28/2012

Is body weight something that should be having an effect on your ability in the office?

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By Yllanah Kerkhoven


A Los Angeles workers comp lawyer means that it is a sad but true prospect, that by the year 2020 around forty percent of the population of the US will be scientifically obese. According to information submitted by the Center for Illness Control and Prevention (CDC) around 27% of the entire US workforce is currently categorized as fat and bordering on obese. Whilst this has obvious implications on the person for their health and well being it also presents heavy issues for the workers comp insurance industry.

It has been proved that obesity can lead to societal issues like low self-worth, discomfort of social situations and depression. However it can also be responsible for more physical effects such as hypertension, heart problems, metabolic syndrome, and in women, polycystic ovary syndrome. A team of experienced Los Angeles workers comp attorneys explain this has long been the cause of alarm bells to be rung by workers compensation carriers regarding this growing trend. This is down to the risks to health and the chance of more time off from work and the follow-on effect of poorer job performance.

Obviously the health facet of the labor pool is a worrying concern to any employee, but to the insurance firm, the bottom line is that a petitioner who is diagnosed as large or fat will end up costing the carrier additional cash. The reason for this is that according to the Nation's Council for Compensation Insurance (NCCI) obesity sufferers have seriously increased indemnity and hospital expenses.

This relates to another survey carried out back in 2007 by Duke College that suggests folk with a chubby or fat body mass index (BMI) filled out around forty five percent more claims than folks with a standard BMI reading. They also suffered up to eight times the amount of lost workdays that someone with an ordinary BMI would endure, and rather disturbingly a morbidly obese worker would encounter up to 5.4 times the medical expenses than a person who has the same injury, but has a standard body mass index reading.

Having asserted this, and based mostly on the facts as presented, it is not lawful for any insurance company to reject a claim solely based totally on the incontrovertible fact that an individual is either overweight or clinically obese. This is classed as discrimination and is something that a bunch of Los Angeles workers comp attorneys can help with.




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